Credit Unions

X.100 has as one of it options a credit Union system. The important functional features of Employee Credit Society Version include:

• Member Registration
• Shares Management
• Compulsory Deposits Management
• Voluntary Deposits (Savings)
• Member Loans Products (Regular, Festival, Emergency Loans etc..)
• Member Loan Guarantor details
• Loans Origination, Credit Appraisal
• Online Monthly Demand
• Dividend Calculation
• Financial Accounting
• Financial Statements and MIS Reports
• SMS Banking
• Online Internet Banking