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Who we are

USG is an Industry leader in Financial Software development and sales, Datacenters/Disaster-Recovery building, consulting and outsourcing. We help our clients, to stay ahead of emerging business trends and also outperform other competitors in the industry. Our experience gives our clients a distinct advantage. In addition to helping them manage their business, we can power their transformation to a smarter organization as well. This allows them to focus on their core business priorities.

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We empower clients to stay ahead of trends and
outperform the competition.

About us

Established in 1998, USG has many products developed and implemented successfully to its credit including its award winning Core Banking System X.100, Lending System, Accounting and the popular Document/Image management systems. X.100 Core Banking Software is a comprehensive, integrated-yet-modular core banking solution that caters for all the needs of a modern financial institution and its multiple business segments. it address the needs of Retail, Corporate, universal banks and Others via: core banking solution, e-banking, mobile banking, CRM, Payments, treasury, Loan origination and liquidity management.1

X.100 gives you the unique advantage of implementing a single Banking Software seamlessly across the organization.X.100 has been ranked as one of top Core Banking System of recent times due to its flexibility and ease of use coupled with all the security systems implemented. It has helped banks to reduce costs and in turn improve the bottom-line and stakeholder rewards.It derives its rich functionality from our extensive experience and expertise as a leading provider of Browser Based Online banking Software solutions.

The flexible, functional architecture of X.100 enables it to be deployed across a variety of scenarios depending on the financial institution's business model. It is built to run a range of functions: Retail and Corporate Banking, Treasury, Investment and Multiple Delivery Channel Support. It also supports high-end Business Intelligence, Internet banking, Mobile banking etc. Its contemporary architecture provides the capability to scale your business operations. It offer to multiple delivery channels viz: Internet Banking, RTGS, EFT Switch, SWIFT, CTS, ACH, CRM, Mobile Banking.

Years of Experience
10
Clients
300
Partners worldwide
170

Core Banking

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Banking Solutions

X100+ Core Banking provides solution for networking of bank branches, which allows customers to manage their accounts, and use various banking facilities from any part of the world.

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01.
We help our clients stay ahead of emerging business trends.

Our experience gives our clients a distinct advantage. In addition to helping them manage their business, we can power their transformation to a smarter organization as well. This allows them to focus on their core business priorities.

02.
Get a unique advantage of implementing a single Banking Software seamlessly.

Our banking software gives you the unique advantage of implementing a single Banking Software seamlessly across the organization.

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Our services provide the appropriate foundation, technical know-how and best practices to minimize learning curves.

Discover Services
We pride ourselves on being connoisseurs of industry-specific best practices.

Vision

We help our clients, to stay ahead of emerging business trends and also outperform other competitors in the industry.

Mission

We help our clients, to stay ahead of emerging business trends and also outperform other competitors in the industry.

Our Services

  • Implementation
  • Data Centre Setup
  • DISASTER RECOVERY MANAGEMENT
  • SYSTEMS INTEGRATION
  • BUSINESS INTELLIGENCE
  • ARCHITECTURE DESIGN
  • TRAINING

Board of Directors

Our team consists of highly qualified professionals with extensive experience and in-depth expertise in both banking and finance. Over the years, they have developed a strong track record of delivering exceptional results across various sectors, combining strategic insight with practical know-how to meet diverse client needs.
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Chris A. ARMARFIO

CHIEF EXECUTIVE OFFICER

GEORGE EKOW MENSAH

EXECUTIVE DIRECTOR, CLIENT RELATIONS

Professor Richard BIRITWUM

NON EXECUTIVE DIRECTOR

CHARLES ALLOTEY

NON EXECUTIVE DIRECTOR

USG is an Industry leader in Financial Software development and sales, Datacenters/Disaster-Recovery building, consulting and outsourcing. We help our clients, to stay ahead of emerging business trends and also outperform other competitors in the industry.

© All rights reserved | Union Systems Global

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Chris A. ARMARFIO

EDUCATIONAL BACKGROUND
Formal: University of Ghana, Legon. – BSc in Physics, Mathematics and Computer Science.
    OTHERS
  • - Certi?ed and specialized DATA CENTER MANAGEMENT and BUILDING Enterprise computer infrastructure management.
  • - Oracle Database professional UNIX (Linux) management.
  • - Complex software and Network infrastructure designs and Implementation.
WORKING EXPERIENCE:

UNION SYSTEMS GLOBAL: 2015 TO DATE

One of the leading innovative Software development companies in Africa based in Ghana with focus on Banking systems “ Position: Chief Execution of?cer with bias in Innovative Technology.
Achievement
a. Led the design and implementation of innovative banking solutions for some Universal banks and other ?nancial institutions in West Africa including: GN Bank Ghana, GN Bank Liberia, Sierra Leone Commercial Bank and Union Trust Bank of Sierra Leone. b. Directed the implementation of new Smart Banking solutions for other ?nancial institutions in Ghana. These included Best Point Savings and Loans, Golden Pride Savings and Loans, Atwiman Rural Bank and Christline Financial House.
STANDARD CHARTERED BANK: 2000 - 2015
“A leading foreign bank in the world” Position: Regional Technology Head for Africa: Responsible for building, implementing and Supporting all Technology initiatives and corresponding Controls across 15 countries in the Africa region and managing over 120 staff in the region.
OTHER POSITIONS HELD IN STANDARD CHARTERED BANK
  • I. Unix and Networks Infrastructure manager
  • II. Regional Data centre manager, West Africa
  • III. Country Technology Support for Africa
MICAP –CORA – 1998-1999
A Ghanaian/Canadian company with expertise in building local UPSs and ?nancial Software.
Position: Head, Software Development Division.
Progenies Nigeria - 1998 – 1998
“A ?nancial software development company working with many banks in West Africa”
Position: Consultant
Tara Systems: - 1996 -1998
“A leading IT engineering company operating in Ghana and Nigeria in the 90's “
Position: Head of the Systems Integration Division
Other key Experience acquired:
  • - Building of Enterprise computer infrastructure across the region of Africa.
  • - Leading and designing a “State of the art” computer ?t out system in the Kenya, Nigeria and Ghana SCB new head of?ces.
  • - Leading and designing Regional Data centre in Kenya for the east Africa region.
  • - Led the implementation of a very complex Disaster Recovery

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GEORGE EKOW MENSAH

Holds an MSc in Biometry and a postgraduate diploma in Applied Statistics from the University of Reading (UK). Has BSc degree in Computer Science and Mathematics from University of Ghana. Other skills Have attended courses and workshops in Business Strategy, Leading for High performance, Great Managers, Leadership Essentials and Communication Skills for public speech and stakeholder management. Member of Business Strategy formulation at Standard Chartered Bank Ghana and West Africa for Consumer Banking. Current Position: Board Member and Executive Director for Client Relations at USGL PREVIOUS EXPERIENCE Standard Chartered Bank - Worked for 15 years in various senior management roles in Ghana, Kenya, Uganda, Botswana, Zimbabwe, India, Singapore and United Kingdom. - Head of Business Intelligence – Ghana - Deputy Head for Consumer Banking for Africa Projects Rollout – UK - Member of Specialized Banking Systems Team for new banking system development Previous Appointments - Board Member and Executive Director for Client Relations at USGL - Head, Data Management and Statistics - Noguchi Memorial Institute for Research, University of Ghana - Regional Head of Strategic Business Analytics for West Africa Professional Experience - Member of Research and Ethics Committee -Univ. of Ghana Medical School. - Head (Research and Biostatics), School of Public Health, University of Ghana. - Lecturer in Biostatics, School of Public Health, University of Ghana. Visiting Lecturer, Harvard Public School, Boston, USA. Countries Worked In Ghana, Nigeria, Kenya, Zimbabwe, Tanzania, Gambia, Liberia and Sierra Leone, UAE, Hong-Kong, Singapore, United Kingdom

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Professor Richard BIRITWUM

Professor of Public Health and Statistics. Had his MB, ChB and MD from the University of Ghana Medical School and his Diploma and MSc in Statistics from Harvard School of Public Health, USA.. WORKING EXPERIENCE Professor Biritwum has worked extensively in the ?eld of public health and management. He has collaborated with both international and local scientists on various projects of public interest. His strong statistical background has enabled him to chair various committees and meetings. He brings this wealth of experience and analytical mind to our team of IT biased team. POSITIONS AND HONOURS 2002 - 2004 Head of Department, Community Health Department. 2004 – 2006 Vice Dean (Ghana Medical School). 2010 – 2012 Head of Department, Department of Community Health. 2004 - Present Professor of Public Health, Department of Community Health, School of Public Health. 1996 - 2004 Associate Professor, Ghana Medical School, Accra, Ghana. 1991 - 1995 Senior Lecturer, Ghana Medical School, Accra, Ghana. 1990 - 1991 Medical Officer, WHO/HRP, Geneva, Switzerland. 1988 - 1990 Medical Officer, Global Programme on AIDS, WHO, Geneva. 1986 - 1988 Medical Officer/Statistician, Ministry of Health,Malawi. 1983 - 1985 Senior Lecturer, Makerere Medical School, Kampala, Uganda. 1979 - 1986 Lecturer, Ghana Medical School, Accra, Ghana. OTHER EXPERIENCE AND PROFESSIONAL MEMBERSHIP 2010 Editor, Ghana Postgraduate Medical Journal. 2013 Member Task force on Clinical Trial, Food and Drugs Authority. 1998-2016 Editor, Ghana Medical Journal. 2010 Member National Population Council. 2013 Chairman, Examinations Sub-Committee, Medical and Dental Council. CURRENT POSITION - Academic Board member, College of Health Sciences - Academic Board member, University of Ghana - Referee to Learned Journals - West African Journal of Medicine - Ghana Medical Journal - Ghana Postgraduate Medical Journal - Board Member - Union Systems Global.

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CHARLES ALLOTEY

Has a B.Sc. in Computer Science Kwame Nkrumah University of Science & Technology Ghana; MBA (Finance) University of Leicester, UK and Masters In Ministries Trinity Theological Seminary Legon, Ghana. Current Position: - Board member on USGL since 2000 - Marketing consultant, USGL and Managing Director of Go-Gas - Ventures Ltd - An Oil Marketing Company since 2006. PREVIOUS EXPERIENCE - Executive Director. All Purpose Money Lending Ltd, Financial Service Company. - Director & Head of MIS Department, Cal Bank Ltd, Universal Banking Service provider in Ghana. - World Bank Consultant on Information Technology for Ministry of Finance attached to Controller and Accountant General's Department. - Head of User Support, Volta River Authority of Ghana. A Power Generation Company. - Lecturer in programming and Systems Analysis West Africa Computer Science Institute (WACSI). - Process Control Programmer for Cell control of Pot rooms Operations for the Technical Department, Volta Aluminium Co. Ltd (VALCO, Ghana). Other Consultancy Jobs: L'Air Liquide Co. Ltd Ghana on Information Technology. Valco Trust Fund Ghana.